Category Archives: Game Changer

What Causes Job Loss?


Job loss is a problem for developed countries, especially lower-tech and lower-wage jobs. The following factors are in play for many decades now: Developed countries derive their strength and progress from technology and automation, which unfortunately make many jobs obsolete … Continue reading

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Our Brave New World


The modern world we live in is changing with accelerating speed. Our lives are going through a deep transformation propelled by technology on many fronts. Today, the computing power packed into a smart phone is said to exceed that used … Continue reading

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The Health Insurance Business


Insurance is not a product but a financial service. Unlike others, the selling point of insurance is risk. People buy insurance because they want to get compensation in case something bad happens such as an accident, a natural calamity, or … Continue reading

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The 2016 US Election


Winners and losers are only separated by a thin line. Many people have crossed that line, some more than once. Thomas Edison once said, ”I have not failed. I’ve just found 10,000 ways that won’t work.” Most people don’t have … Continue reading

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The German Solar Effort


Although not known for its sunny weather, Germany initiated the world’s solar revolution about 20 years ago with a vision that other countries would later follow. The goal is to increase the share of all renewable sources in German electricity … Continue reading

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Rape of the Middle Class


The decline of the American middle class has been happening since the 1980’s. If you are younger than 40 years, you probably do not notice it that much. Let me recount what I have experienced. To begin, what do I … Continue reading

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American Exceptionalism


Many people talk about American exceptionalism. Let me try to figure out what this perception really means. To begin with, each country is unique to a certain extent. What makes a nation exceptional has something to do with its history, … Continue reading

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